Collateral Properties

Founded in 2004, Collateral Properties is a commercial real estate firm with over 230,000 square feet of office space across our beautiful home city of Birmingham, Alabama. Our portfolio is diverse, ranging from Class A to Class C and commercial to retail, spanning from Hoover to Mountain Brook to Irondale. All of our properties are highly visible and convenient to both major interstates and downtown. 

Our management team consists of Alabama natives and industry veterans who are solution providers, committed to serving our clients as well as creating tailor made solutions for every individual opportunity.

Bryan Ratliff

President and CEO


Bryan Ratliff is our President and Chief Executive Officer. He formed Collateral Properties 13 years ago, but he has been in the real estate industry for over 30 years. 


Tom Coggin

Vice President and Qualifying Broker


Tom Coggin is the Vice President and Qualifying Broker for Collateral Properties. He has over 30 years of experience in leasing and development in the state of Alabama and has been with our company since its formation. Tom is originally from Mobile, AL. However, he has lived in Birmingham for the past 30 years.

Michael Anderson

Executive Vice President and CFO

Michael Anderson is the Executive Vice President and Chief Financial Officer of Collateral Properties. He has been with our company since 2010.